Forum - View topicNEWS: Visa Asia Pacific Acknowledges Sales Restrictions on Adult Content
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vgiannell5
Posts: 100 |
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To hell with Visa.
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Glordit
 Posts: 682 |
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"Protect the Brand" from what, some angry letters? Disappointed PTA members?
I don't think anyone cared until they decided to make it a problem themselves. |
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Kougeru
 Posts: 5599 |
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Literally no one thinks to themselves "Visa allows people to buy porn, I better not use Visa!". These payment processors are a near-monopoly with only like 3 viable options in most places in the world, people don't have a real choice but to use them. They could literally allow people to buy illegal goods and no one could really stop them. This is so bizarre. The only answer that makes sense is religious bs
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KaliYuga
Posts: 1 |
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I’m sorry but I keep seeing the blame being put on religion. Does anyone actually believe any of these CEO’s actually care what a Christian or Catholic thinks?
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Nate148
Posts: 521 |
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They care about the UN and Japan likes to make content that falls under age and because japan sites don’t police it much you get hell plus adult stuff tends to get charge backs
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Gnxt123
Posts: 3 |
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For what it is worth, J-Novel Club during their most recent set of announcements indicated that quoting a Reddit summary "Regarding Melonbooks and their recent issues with Visa/Mastercard - ALL Japanese storefronts are dealing with that. Some more public than others."
The restrictions on content being pushed by these policies are a fair bit broader than just that. Non-consensual content along with some potentially non-consensual content (such as hypnosis) and other terms such as slave have been routinely targeted by the pressure from payment processors as well. |
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WANNFH
 Posts: 1858 |
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Well, let it put straight... What the heck is the "brand protection" are we even talking about in the first place, considering people usually can't give a two shits about what kind of payment processors they operate under when they get a credit card, and all of them are literally being nothing but a literal middleman between the bank account of the person and the actual service providers? Let the PEOPLE themselves decide to what they want to spend and what not as long in it's under law jurisdictions - without some bullshit company policies.
In fact, this whole thing is actually supposed to hurt their own brand more - as they literally trying to threaten people businesses that they built by putting their own money and work in it, and the way of living of many independent creators - by using their position as a leverage and cutting down the ability to be paid by the customers for their services. And this, in fact, is a friggin criminal offense. |
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SilverTalon01
Posts: 2419 |
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Payment processors have way too much power. Someone needs to step up and start regulating them.
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TheSeventhSense
 Posts: 116 |
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What brand does Visa think they have? You're a credit card. My card is a Visa and I don't even think about them except when it refuses to work - even then I'm more likely to blame the bank.
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Greed1914
 Posts: 4654 |
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I've seen this happen before with adult content and credit card companies, and I still don't get it. Sure, companies don't like to be associated with it, but who would actually know/care? Somebody would have to see a different person's card statement to know what they bought. "We accept (insert card)" is on all sorts of websites and cash registers. Some are probably less savory than others, but I think somebody is way too fixated on what other people do if the idea that somebody else uses the same credit card for something they wouldn't buy. As annoying as it was to see Sony/Crunchyroll push the adult products into the corner by quietly spinning them off to their own site, at least it was sort of understandable when their own logo would be right there as the seller. This is far enough removed that it's hard to believe any Visa customers genuinely care. Visa is jumping at its own shadow here. |
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pip25
Posts: 185 |
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In this day and age, payment providers are as important for Internet commerce as Internet access itself or, let's say, electricity. It's high time for regulations to reflect this fact. I'm not holding my breath though.
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Glordit
Posts: 682 |
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I bet visa saw at minimum a billion dollars pass through their systems this year on porn alone. I wonder how much of it was truly legal or non-exploitive? They couldn't tell you because they simply don't care. They got paid and that is all that mattered. |
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FishLion
 Posts: 263 |
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For people asking who would give a crap, it is people that lobby people to harass card companies. Some people have made it their mission to make sure they harass people who allow pornography to exist and right now the going theory is that since porn websites aren't going to restrict their reason for existing the most effective method is to attack their money. An anti-pornography organization has already gotten courts to hold Visa responsible for damage caused by content hosted on Pornhub. They essentially argued that they wrote Visa a ton of letters complaining about illicit content and that when Visa didn't take action to stop Pornhub from hosting illegal content that means Visa was being negligent to the point they were knowingly taking part in making money from illicit material. I don't know if that got appealed or the ruling stood, but no credit card company wants to be seen being publicly with making money from underage pornography. I don't know how much the actions of NCOSE directly caused the recent wave of Japanese bans, but they are definitely the ones that most publicly started holding card companies responsible for the porn payments they process.
Why are they attacking card companies and not porn websites themselves? In the US sites are protected from being held responsible for the content they host for third parties. I don't know exactly what the limitations on that are, but essentially websites have much more legal protection for hosting content they didn't intend to than card companies have for processing payments that break laws and claiming they didn't intend to. Plus, porn websites care very little about their image with puritanical types, but Visa is financed by very rich people that may care more about imposing morals or preserving reputation than the sites. All of this has added up to Visa self-regulating before they get sued again, if they don't make a show of trying to get rid of well known examples of content that breaks local laws then they could be held responsible for it again. To be clear this isn't me sticking up for Visa or their decisions, I'm just saying that this type of self-regulating seems most likely caused by lobbying groups organizing harassment campaigns and lawsuits against card companies until the smart business decision to save money is to make a show of forcing compliance to others so that when illegal content next comes up in court they can make a big show of how they have been enforcing the laws now and shouldn't be held responsible when people start panicking about how explicit some cartoons are. |
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Aresef
Posts: 918 Location: MD |
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Visa is hardly alone in this. This is why Sony spun off RightStuf's hentai offerings.
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arsonal
Posts: 16 Location: Minneapolis |
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In case anyone is interested, Uguisu Ribbon, a non-profit organization that promotes freedom of speech, this week hosted a briefing at Japan's National Diet that included an overview of payment processors' past actions in the U.S. Some of the presentation materials is available here: https://drive.google.com/file/d/1VVOrgwf6KTH6cL_1a_H7XiRB27-B72aZ/view
There is also a minor error in this article. Cietan Kitney is no longer with Visa Asia Pacific. As of last year, he has been president of Visa Worldwide Japan. |
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